**Bank of America’s Q3 2026 earnings, scheduled for release before the open on October 14, face a market-implied 58% probability of missing consensus estimates amid recent downward revisions to analyst forecasts.** Street EPS targets have declined roughly 7% over the past month to around $1.11–$1.12, reflecting expectations for softer investment-banking fees (projected down about 15% year-over-year) and flat trading revenue following a strong Q2. Net interest income growth is anticipated in the 7–8% range, supported by loan and deposit expansion, yet overall revenue is seen rising only modestly near 9% to about $30.6 billion. With BAC having delivered beats in prior quarters, the trimmed bar and normalization signals from capital-markets activity have tilted trader sentiment slightly toward a miss or in-line result ahead of the print.