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icon for Falência bancária dos EUA até 31 de dezembro de 2026?
Economia·Bancos

Falência bancária dos EUA até 31 de dezembro de 2026?

icon for Falência bancária dos EUA até 31 de dezembro de 2026?
Economia·Bancos

Falência bancária dos EUA até 31 de dezembro de 2026?

jan 1, 2027

jan 1, 2027

Sim

88% chance
Polymarket
NOVO

Sim

88% chance
Polymarket
NOVO
This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date, 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No". For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated. The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.The balanced 50% market-implied odds for a U.S. bank failure by year-end 2026 stem primarily from offsetting signals in the banking sector: improved capital positions and loan loss provisions at major institutions alongside persistent vulnerabilities in commercial real estate exposures at regional banks. With the Federal Reserve holding the federal funds rate in the 3.5–3.75% range through mid-2026 and CRE vacancy rates stabilizing, trader consensus incorporates both the sector’s post-2023 resilience and risks from roughly $1.2 trillion in maturing CRE loans facing higher refinancing costs. Key swing factors include upcoming FOMC communications on rate paths, third-quarter bank earnings, and labor market data that could signal either sustained expansion or renewed credit stress.

This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date, 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No".

For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated.

The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.
Volume
$916
Data de Término
1 jan 2027
Mercado Aberto
Jul 20, 2026, 3:49 PM ET

Resolver

0x65070BE91...
This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date, 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No". For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated. The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.
This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date, 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No". For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated. The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.The balanced 50% market-implied odds for a U.S. bank failure by year-end 2026 stem primarily from offsetting signals in the banking sector: improved capital positions and loan loss provisions at major institutions alongside persistent vulnerabilities in commercial real estate exposures at regional banks. With the Federal Reserve holding the federal funds rate in the 3.5–3.75% range through mid-2026 and CRE vacancy rates stabilizing, trader consensus incorporates both the sector’s post-2023 resilience and risks from roughly $1.2 trillion in maturing CRE loans facing higher refinancing costs. Key swing factors include upcoming FOMC communications on rate paths, third-quarter bank earnings, and labor market data that could signal either sustained expansion or renewed credit stress.

This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date, 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No".

For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated.

The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.
Volume
$1,141
Data de Término
1 jan 2027
Mercado Aberto
Jul 20, 2026, 3:49 PM ET

Resolver

0x65070BE91...
This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date, 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No". For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated. The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.

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Cuidado com os links externos.

Frequently Asked Questions

"Falência bancária dos EUA até 31 de dezembro de 2026?" is a prediction market on Polymarket with 2 possible outcomes where traders buy and sell shares based on what they believe will happen. The current leading outcome is "Falência de banco dos EUA até 31 de dezembro de 2026?" at 88%. Prices reflect real-time crowd-sourced probabilities. For example, a share priced at 88¢ implies that the market collectively assigns a 88% chance to that outcome. These odds shift continuously as traders react to new developments and information. Shares in the correct outcome are redeemable for $1 each upon market resolution.

"Falência bancária dos EUA até 31 de dezembro de 2026?" is a newly created market on Polymarket, launched on Jul 20, 2026. As an early market, this is your opportunity to be among the first traders to set the odds and establish the market's initial price signals. You can also bookmark this page to track volume and trading activity as the market gains traction over time.

To trade on "Falência bancária dos EUA até 31 de dezembro de 2026?," browse the 2 available outcomes listed on this page. Each outcome displays a current price representing the market's implied probability. To take a position, select the outcome you believe is most likely, choose "Yes" to trade in favor of it or "No" to trade against it, enter your amount, and click "Trade." If your chosen outcome is correct when the market resolves, your "Yes" shares pay out $1 each. If it's incorrect, they pay out $0. You can also sell your shares at any time before resolution if you want to lock in a profit or cut a loss.

The current frontrunner for "Falência bancária dos EUA até 31 de dezembro de 2026?" is "Falência de banco dos EUA até 31 de dezembro de 2026?" at 88%, meaning the market assigns a 88% chance to that outcome. These odds update in real-time as traders buy and sell shares, so they reflect the latest collective view of what's most likely to happen. Check back frequently or bookmark this page to follow how the odds shift as new information emerges.

The resolution rules for "Falência bancária dos EUA até 31 de dezembro de 2026?" define exactly what needs to happen for each outcome to be declared a winner — including the official data sources used to determine the result. You can review the complete resolution criteria in the "Rules" section on this page above the comments. We recommend reading the rules carefully before trading, as they specify the precise conditions, edge cases, and sources that govern how this market is settled.