Switzerland’s November 29 referendum features four proposals requiring voter approval, with some needing a double majority of the popular vote and cantons. The central measure seeks a permanent 0.4-point VAT increase to fund the 13th AHV pension approved in 2024, generating roughly 1.4 billion francs annually. A popular initiative proposes banning noisy fireworks sales and use, while another addresses federal taxation of married couples to eliminate perceived marriage penalties following the March individual-taxation vote. The fourth would relax war-material export rules for certain Western buyers, though Ukraine remains excluded amid neutrality concerns. Campaigns have intensified in the final weeks, with turnout and cantonal support likely decisive for outcomes.