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icon for Défaillance bancaire américaine d'ici le 31 décembre 2026 ?
Économie·Banques

Défaillance bancaire américaine d'ici le 31 décembre 2026 ?

icon for Défaillance bancaire américaine d'ici le 31 décembre 2026 ?
Économie·Banques

Défaillance bancaire américaine d'ici le 31 décembre 2026 ?

janv. 1, 2027

janv. 1, 2027

Oui

84% chance
Polymarket
NOUVEAU

Oui

84% chance
Polymarket
NOUVEAU
This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date, 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No". For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated. The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.The balanced 50% market-implied odds for a U.S. bank failure by year-end 2026 stem primarily from offsetting signals in the banking sector: improved capital positions and loan loss provisions at major institutions alongside persistent vulnerabilities in commercial real estate exposures at regional banks. With the Federal Reserve holding the federal funds rate in the 3.5–3.75% range through mid-2026 and CRE vacancy rates stabilizing, trader consensus incorporates both the sector’s post-2023 resilience and risks from roughly $1.2 trillion in maturing CRE loans facing higher refinancing costs. Key swing factors include upcoming FOMC communications on rate paths, third-quarter bank earnings, and labor market data that could signal either sustained expansion or renewed credit stress.

This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date, 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No".

For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated.

The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.
Volume
$872
Date de fin
1 janv. 2027
Marché ouvert
Jul 20, 2026, 3:49 PM ET

Resolver

0x65070BE91...
This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date, 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No". For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated. The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.
This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date, 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No". For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated. The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.The balanced 50% market-implied odds for a U.S. bank failure by year-end 2026 stem primarily from offsetting signals in the banking sector: improved capital positions and loan loss provisions at major institutions alongside persistent vulnerabilities in commercial real estate exposures at regional banks. With the Federal Reserve holding the federal funds rate in the 3.5–3.75% range through mid-2026 and CRE vacancy rates stabilizing, trader consensus incorporates both the sector’s post-2023 resilience and risks from roughly $1.2 trillion in maturing CRE loans facing higher refinancing costs. Key swing factors include upcoming FOMC communications on rate paths, third-quarter bank earnings, and labor market data that could signal either sustained expansion or renewed credit stress.

This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date, 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No".

For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated.

The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.
Volume
$872
Date de fin
1 janv. 2027
Marché ouvert
Jul 20, 2026, 3:49 PM ET

Resolver

0x65070BE91...
This market will resolve to "Yes" if any US bank fails between this market's creation and the listed date, 11:59 PM ET (according to the FDIC's "Failed Bank List"). Otherwise, this market will resolve to "No". For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated. The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.

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Questions fréquentes

« Défaillance bancaire américaine d'ici le 31 décembre 2026 ? » est un marché de prédiction sur Polymarket avec 2 résultats possibles où les traders achètent et vendent des parts selon ce qu'ils pensent qu'il se passera. Le résultat en tête actuel est « Défaillance d'une banque américaine d'ici le 31 décembre 2026 ? » à 85%. Les prix reflètent des probabilités en temps réel de la communauté. Par exemple, une part cotée à 85¢ implique que le marché attribue collectivement une probabilité de 85% à ce résultat. Ces cotes changent en permanence. Les parts du résultat correct sont échangeables contre $1 chacune lors de la résolution du marché.

« Défaillance bancaire américaine d'ici le 31 décembre 2026 ? » est un marché nouvellement créé sur Polymarket, lancé le Jul 20, 2026. En tant que marché récent, c'est votre opportunité d'être parmi les premiers traders à définir les cotes et établir les premiers signaux de prix du marché. Vous pouvez également ajouter cette page à vos favoris pour suivre le volume et l'activité de trading au fil du temps.

Pour trader sur « Défaillance bancaire américaine d'ici le 31 décembre 2026 ? », parcourez les 2 résultats disponibles sur cette page. Chaque résultat affiche un prix actuel représentant la probabilité implicite du marché. Pour prendre position, sélectionnez le résultat que vous estimez le plus probable, choisissez « Oui » pour trader en sa faveur ou « Non » pour trader contre, entrez votre montant et cliquez sur « Trader ». Si votre résultat choisi est correct lors de la résolution, vos parts « Oui » rapportent $1 chacune. S'il est incorrect, elles rapportent $0. Vous pouvez également vendre vos parts avant la résolution.

Le favori actuel pour « Défaillance bancaire américaine d'ici le 31 décembre 2026 ? » est « Défaillance d'une banque américaine d'ici le 31 décembre 2026 ? » à 85%, ce qui signifie que le marché attribue une probabilité de 85% à ce résultat. Ces cotes sont mises à jour en temps réel à mesure que les traders achètent et vendent des parts. Revenez fréquemment ou ajoutez cette page à vos favoris.

Les règles de résolution de « Défaillance bancaire américaine d'ici le 31 décembre 2026 ? » définissent exactement ce qui doit se produire pour que chaque résultat soit déclaré gagnant, y compris les sources de données officielles utilisées pour déterminer le résultat. Vous pouvez consulter les critères de résolution complets dans la section « Règles » sur cette page au-dessus des commentaires. Nous recommandons de lire attentivement les règles avant de trader, car elles précisent les conditions exactes, les cas particuliers et les sources.