Major global and U.S. banks enter the final months of 2026 with robust capital and liquidity buffers well above regulatory minima, supporting broad stability expectations despite four small-bank resolutions this year. Central bank assessments, including the Bank of England’s July Financial Stability Report and the ECB’s May review, highlight strong profitability near 10% ROE, low non-performing loan ratios, and stress-test resilience to severe shocks. Private-credit growth, non-bank financial institution linkages, and cyber risks remain key vulnerabilities that could transmit stress, yet analysts at S&P and others maintain largely stable outlooks with limited rating pressure. Trader sentiment on specific regional names likely reflects these contained conditions alongside any idiosyncratic credit or liquidity signals ahead of year-end economic data releases.
Résumé expérimental généré par IA à partir des données Polymarket. Ceci n'est pas un conseil de trading et ne joue aucun rôle dans la résolution de ce marché. · Mis à jourQuelles banques feront faillite d'ici la fin de 2026 ?
$70,575 Vol.

Deutsche Bank
4%

US Bank
3%

Citigroup
3%

Truist
3%

BNY
3%

RBC
3%

KeyBank
3%

BNP Paribas
3%

Morgan Stanley
3%

BMO
3%

Santander
3%

Wells Fargo
2%

Banque Scotia
2%

Lloyds
2%

Bank of America
2%

JPMorgan Chase
2%

HSBC
2%

UBS
1%

Goldman Sachs
1%
$70,575 Vol.

Deutsche Bank
4%

US Bank
3%

Citigroup
3%

Truist
3%

BNY
3%

RBC
3%

KeyBank
3%

BNP Paribas
3%

Morgan Stanley
3%

BMO
3%

Santander
3%

Wells Fargo
2%

Banque Scotia
2%

Lloyds
2%

Bank of America
2%

JPMorgan Chase
2%

HSBC
2%

UBS
1%

Goldman Sachs
1%
For the purposes of this market, the listed bank will be considered to have “failed” if any of the following occurs under the bank’s applicable legal or regulatory framework, within the listed date range:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open until April 30, 2027, 11:59 PM ET to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Marché ouvert : Apr 8, 2026, 7:20 PM ET
Resolver
0x65070BE91...For the purposes of this market, the listed bank will be considered to have “failed” if any of the following occurs under the bank’s applicable legal or regulatory framework, within the listed date range:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open until April 30, 2027, 11:59 PM ET to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Resolver
0x65070BE91...Major global and U.S. banks enter the final months of 2026 with robust capital and liquidity buffers well above regulatory minima, supporting broad stability expectations despite four small-bank resolutions this year. Central bank assessments, including the Bank of England’s July Financial Stability Report and the ECB’s May review, highlight strong profitability near 10% ROE, low non-performing loan ratios, and stress-test resilience to severe shocks. Private-credit growth, non-bank financial institution linkages, and cyber risks remain key vulnerabilities that could transmit stress, yet analysts at S&P and others maintain largely stable outlooks with limited rating pressure. Trader sentiment on specific regional names likely reflects these contained conditions alongside any idiosyncratic credit or liquidity signals ahead of year-end economic data releases.
Résumé expérimental généré par IA à partir des données Polymarket. Ceci n'est pas un conseil de trading et ne joue aucun rôle dans la résolution de ce marché. · Mis à jour



Méfiez-vous des liens externes.
Méfiez-vous des liens externes.
Questions fréquentes