Polymarket traders price negligible failure risk for major banks by June 30, with KeyBank's implied probability at just 4.9% leading a field where all outcomes hover below 5%, reflecting sector resilience after two small 2026 FDIC resolutions—Metropolitan Capital Bank ($261 million assets, January) and Community Bank & Trust-West Georgia ($288 million assets, May 1)—tied to firm-specific weaknesses rather than systemic stress. Q4 2025 FDIC data shows problem banks at a normal 1.4% of institutions, with return on assets steady at 1.24%, bolstered by contained unrealized losses and stable Treasury yields. Federal Reserve 2026 stress test results due mid-year and Q2 economic releases like nonfarm payrolls loom as key catalysts that could alter sentiment if commercial real estate pressures intensify.
Resumo experimental gerado por IA com dados do Polymarket. Isto não é aconselhamento de trading e não tem qualquer papel na resolução deste mercado. · Atualizado$488,108 Vol.

Lloyds
6%

KeyBank
3%

RBC
3%

US Bank
3%

Wells Fargo
2%

Truist
1%

Santander
1%

UBS
1%

HSBC
1%

Scotiabank
1%

BNP Paribas
1%

Goldman Sachs
1%

Morgan Stanley
1%

BNY
1%

Deutsche Bank
1%

Bank of America
1%

JPMorgan Chase
1%

Citigroup
1%

BMO
1%
$488,108 Vol.

Lloyds
6%

KeyBank
3%

RBC
3%

US Bank
3%

Wells Fargo
2%

Truist
1%

Santander
1%

UBS
1%

HSBC
1%

Scotiabank
1%

BNP Paribas
1%

Goldman Sachs
1%

Morgan Stanley
1%

BNY
1%

Deutsche Bank
1%

Bank of America
1%

JPMorgan Chase
1%

Citigroup
1%

BMO
1%
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Mercado Aberto: Dec 30, 2025, 7:03 PM ET
Resolver
0x65070BE91...For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Resolver
0x65070BE91...Polymarket traders price negligible failure risk for major banks by June 30, with KeyBank's implied probability at just 4.9% leading a field where all outcomes hover below 5%, reflecting sector resilience after two small 2026 FDIC resolutions—Metropolitan Capital Bank ($261 million assets, January) and Community Bank & Trust-West Georgia ($288 million assets, May 1)—tied to firm-specific weaknesses rather than systemic stress. Q4 2025 FDIC data shows problem banks at a normal 1.4% of institutions, with return on assets steady at 1.24%, bolstered by contained unrealized losses and stable Treasury yields. Federal Reserve 2026 stress test results due mid-year and Q2 economic releases like nonfarm payrolls loom as key catalysts that could alter sentiment if commercial real estate pressures intensify.
Resumo experimental gerado por IA com dados do Polymarket. Isto não é aconselhamento de trading e não tem qualquer papel na resolução deste mercado. · Atualizado
Cuidado com os links externos.
Cuidado com os links externos.
Frequently Asked Questions