Trader consensus on Polymarket reflects subdued risks of major bank failures by June 30, driven by the U.S. sector's robust common equity tier 1 capital ratios around 12.5% and stabilized uninsured deposits per the Federal Reserve's May Financial Stability Report. Two small FDIC resolutions in 2026—Metropolitan Capital Bank & Trust in January and Community Bank & Trust-West Georgia on May 1—stemmed from firm-specific liquidity issues without broader contagion, amid contained commercial real estate delinquencies despite $875 billion in maturities. Easing pressures from lower rates support 3.2% net interest margins and positive Q1 earnings like U.S. Bancorp's 4.1% revenue growth. Key catalysts include late-June Dodd-Frank Act stress test results and the June FOMC meeting against 3.8% April CPI.
Tóm tắt AI thử nghiệm tham chiếu dữ liệu Polymarket. Đây không phải tư vấn giao dịch và không ảnh hưởng đến cách thị trường này được giải quyết. · Cập nhậtNgân hàng nào sẽ phá sản trước ngày 30 tháng 6?
Ngân hàng nào sẽ phá sản trước ngày 30 tháng 6?
$486,008 KL.

RBC
3%

KeyBank
2%

Ngân hàng Mỹ
2%

Truist
2%

UBS
1%

Santander
1%

Wells Fargo
1%

Goldman Sachs
1%

JPMorgan Chase
1%

Scotiabank
1%

BNP Paribas
1%

Lloyds
1%

Morgan Stanley
1%

HSBC
1%

Deutsche Bank
1%

Bank of America
1%

Citigroup
1%

BMO
1%

BNY
1%
$486,008 KL.

RBC
3%

KeyBank
2%

Ngân hàng Mỹ
2%

Truist
2%

UBS
1%

Santander
1%

Wells Fargo
1%

Goldman Sachs
1%

JPMorgan Chase
1%

Scotiabank
1%

BNP Paribas
1%

Lloyds
1%

Morgan Stanley
1%

HSBC
1%

Deutsche Bank
1%

Bank of America
1%

Citigroup
1%

BMO
1%

BNY
1%
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Thị trường mở: Dec 30, 2025, 7:03 PM ET
Resolver
0x65070BE91...For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Resolver
0x65070BE91...Trader consensus on Polymarket reflects subdued risks of major bank failures by June 30, driven by the U.S. sector's robust common equity tier 1 capital ratios around 12.5% and stabilized uninsured deposits per the Federal Reserve's May Financial Stability Report. Two small FDIC resolutions in 2026—Metropolitan Capital Bank & Trust in January and Community Bank & Trust-West Georgia on May 1—stemmed from firm-specific liquidity issues without broader contagion, amid contained commercial real estate delinquencies despite $875 billion in maturities. Easing pressures from lower rates support 3.2% net interest margins and positive Q1 earnings like U.S. Bancorp's 4.1% revenue growth. Key catalysts include late-June Dodd-Frank Act stress test results and the June FOMC meeting against 3.8% April CPI.
Tóm tắt AI thử nghiệm tham chiếu dữ liệu Polymarket. Đây không phải tư vấn giao dịch và không ảnh hưởng đến cách thị trường này được giải quyết. · Cập nhật
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