U.S. banks exhibit robust overall stability entering mid-2026, with just two minor failures year-to-date—Chicago's Metropolitan Capital Bank & Trust in February and Georgia's Community Bank & Trust West Georgia last week—reflecting firm-specific issues rather than systemic distress. The FDIC reports 60 problem banks (1.4% of total), up slightly from Q4 2025, amid $306 billion in aggregate unrealized losses and persistent commercial real estate (CRE) loan stresses from a $1.5 trillion maturity wall through 2026. Federal Reserve stress test scenarios released in February underscore CRE vulnerabilities for regional lenders, yet strong capital buffers and liquidity temper near-term failure risks. Traders price modest implied probabilities for tracked banks failing by June 30, with Federal Reserve stress test results expected late June as a key sentiment catalyst.
สรุปจาก AI ทดลองที่อ้างอิงข้อมูลจาก Polymarket ไม่ใช่คำแนะนำในการเทรดและไม่มีผลต่อการตัดสินตลาดนี้ · อัปเดตแล้ว$488,067 ปริมาณ

Lloyds
6%

KeyBank
3%

RBC
3%

Truist
2%

เวลส์ ฟาร์โก้
1%

ซานทานแดร์
1%

UBS
1%

Scotiabank
1%

มอร์แกน สแตนลีย์
1%

HSBC
1%

โกลด์แมน แซคส์
1%

BNY
1%

BNP Paribas
1%

ดอยช์แบงก์
1%

แบงก์ออฟอเมริกา
1%

JPMorgan Chase
1%

ธนาคารยูเอส
1%

ซิตี้กรุ๊ป
1%

BMO
1%
$488,067 ปริมาณ

Lloyds
6%

KeyBank
3%

RBC
3%

Truist
2%

เวลส์ ฟาร์โก้
1%

ซานทานแดร์
1%

UBS
1%

Scotiabank
1%

มอร์แกน สแตนลีย์
1%

HSBC
1%

โกลด์แมน แซคส์
1%

BNY
1%

BNP Paribas
1%

ดอยช์แบงก์
1%

แบงก์ออฟอเมริกา
1%

JPMorgan Chase
1%

ธนาคารยูเอส
1%

ซิตี้กรุ๊ป
1%

BMO
1%
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
ตลาดเปิดเมื่อ: Dec 30, 2025, 7:03 PM ET
Resolver
0x65070BE91...For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Resolver
0x65070BE91...U.S. banks exhibit robust overall stability entering mid-2026, with just two minor failures year-to-date—Chicago's Metropolitan Capital Bank & Trust in February and Georgia's Community Bank & Trust West Georgia last week—reflecting firm-specific issues rather than systemic distress. The FDIC reports 60 problem banks (1.4% of total), up slightly from Q4 2025, amid $306 billion in aggregate unrealized losses and persistent commercial real estate (CRE) loan stresses from a $1.5 trillion maturity wall through 2026. Federal Reserve stress test scenarios released in February underscore CRE vulnerabilities for regional lenders, yet strong capital buffers and liquidity temper near-term failure risks. Traders price modest implied probabilities for tracked banks failing by June 30, with Federal Reserve stress test results expected late June as a key sentiment catalyst.
สรุปจาก AI ทดลองที่อ้างอิงข้อมูลจาก Polymarket ไม่ใช่คำแนะนำในการเทรดและไม่มีผลต่อการตัดสินตลาดนี้ · อัปเดตแล้ว
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