Bank of America reports Q3 2026 results on October 14, with analysts projecting an increase in the provision for credit losses from Q2’s $1.37 billion level amid macro pressures including the Middle East conflict, volatile oil prices, persistent inflation, and the Federal Reserve’s recent 25-basis-point rate hike to a 3.75–4.00% target range. Elevated non-performing loan estimates of $6.46 billion, up nearly 21% year-over-year, reflect stepped-up reserve building expectations even as some previews note stable charge-offs and delinquencies near pre-pandemic lows. Net interest income growth near the upper end of the 6–8% full-year guidance and moderate loan expansion provide offsets, while capital markets normalization adds to overall earnings uncertainty. Traders are monitoring these credit metrics closely for any deviation from consensus.