Citigroup reports third-quarter 2026 results on October 13, with consensus estimates calling for revenue near $23.7 billion and EPS around $2.62–$2.68. Provision for credit losses will draw particular attention given the bank’s consumer card and lending portfolios. Recent quarters show total provisions for credit losses on loans near $2.6 billion, supported by net charge-off rates trending at or below the 4–4.5% full-year guidance for U.S. cards and year-over-year declines in delinquencies. Stable consumer credit performance, continued loan growth, and a steady macroeconomic backdrop have kept loss assumptions largely unchanged, though any shift in reserve builds or forward-looking economic uncertainty could move the figure. Traders will compare the print against Q2 levels and management commentary on asset quality and capital return plans.