Trader consensus on Polymarket reflects low implied probabilities for any major bank failures by June 30, driven by the U.S. banking sector's robust capital positions following 2023 regulatory reforms and isolated nature of year-to-date closures—Metropolitan Capital Bank in January and Anchor Bank on May 1, both stemming from firm-specific credit issues rather than systemic pressures. Elevated common equity tier 1 ratios, stabilizing commercial real estate delinquencies, and resilient deposit bases amid moderating interest rates underpin this sentiment, per the Federal Reserve's May 6 Financial Stability Report noting no excessive leverage risks. Key upcoming catalyst: Federal Reserve 2026 Dodd-Frank stress test results in late June, which could highlight vulnerabilities in a severely adverse recession scenario with unemployment peaking at 10%.
Eksperymentalne podsumowanie AI odwołujące się do danych Polymarket. To nie jest porada handlowa i nie ma wpływu na rozstrzyganie tego rynku. · Zaktualizowano$497,471 Wol.

Lloyds
5%

RBC
3%

KeyBank
3%

HSBC
2%

BMO
2%

Truist
2%

Santander
1%

BNP Paribas
1%

Wells Fargo
1%

UBS
1%

US Bank
1%

Scotiabank
1%

Deutsche Bank
1%

Goldman Sachs
1%

Bank of America
1%

BNY
9%

Morgan Stanley
1%

JPMorgan Chase
1%

Citigroup
1%
$497,471 Wol.

Lloyds
5%

RBC
3%

KeyBank
3%

HSBC
2%

BMO
2%

Truist
2%

Santander
1%

BNP Paribas
1%

Wells Fargo
1%

UBS
1%

US Bank
1%

Scotiabank
1%

Deutsche Bank
1%

Goldman Sachs
1%

Bank of America
1%

BNY
9%

Morgan Stanley
1%

JPMorgan Chase
1%

Citigroup
1%
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Rynek otwarty: Dec 30, 2025, 7:03 PM ET
Resolver
0x65070BE91...For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Resolver
0x65070BE91...Trader consensus on Polymarket reflects low implied probabilities for any major bank failures by June 30, driven by the U.S. banking sector's robust capital positions following 2023 regulatory reforms and isolated nature of year-to-date closures—Metropolitan Capital Bank in January and Anchor Bank on May 1, both stemming from firm-specific credit issues rather than systemic pressures. Elevated common equity tier 1 ratios, stabilizing commercial real estate delinquencies, and resilient deposit bases amid moderating interest rates underpin this sentiment, per the Federal Reserve's May 6 Financial Stability Report noting no excessive leverage risks. Key upcoming catalyst: Federal Reserve 2026 Dodd-Frank stress test results in late June, which could highlight vulnerabilities in a severely adverse recession scenario with unemployment peaking at 10%.
Eksperymentalne podsumowanie AI odwołujące się do danych Polymarket. To nie jest porada handlowa i nie ma wpływu na rozstrzyganie tego rynku. · Zaktualizowano
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