Bank of America’s Q3 2026 earnings, due October 14, face downward pressure on consensus estimates, now clustered near $1.11 EPS after recent trims of roughly 7% over the past month. Management guidance for lower investment banking fees and flat trading revenue following a record Q2, combined with tougher year-over-year net interest income comparisons, has tempered expectations for a beat. These factors underpin the 58% market-implied probability of missing, reflecting trader caution around normalization in fee businesses and mixed estimate revisions despite resilient loan growth and a supportive rate environment.