Wells Fargo is scheduled to report third-quarter 2026 results on October 13, with the provision for credit losses expected to reflect continued loan balance growth offset by stable asset quality. In the second quarter, the bank recorded a $914 million provision alongside annualized net charge-offs of 0.34 percent of average loans and an allowance for credit losses of $14.4 billion, or 1.40 percent of total loans. Analysts anticipate modest sequential movement in provisions, supported by resilient consumer and commercial performance, orderly delinquency normalization, and a robust U.S. economy, though higher loan volumes and any uptick in commercial or consumer balances could push the figure higher. Key variables include net interest margin trends, fee income durability, and management commentary on credit outlook amid elevated interest rates.