House passage of the Stop Insider Trading Act in July 2026 established a limited restriction barring members of Congress, spouses, and dependents from new individual stock purchases while permitting retention of existing holdings and conditional sales with advance notice. The 232-198 vote reflected partisan divisions, drawing only modest Democratic support amid concerns the measure falls short of a full prohibition on trading or ownership. Senate-introduced bills, including S.1879, remain stalled in committee since 2025, with no scheduled floor action or bipartisan momentum evident before year-end. Institutional resistance, competing priorities, and procedural barriers in the upper chamber have kept trader consensus aligned against enactment of stricter rules by December 31, 2026.