Elevated interest rates near 3.5-3.75% and sticky core PCE inflation at 3.3% through mid-2026 have pressured smaller banks with interest-rate and commercial real estate exposure, contributing to four failures so far this year involving institutions under $300 million in assets. Federal Reserve stress tests released in June confirmed large banks remain well capitalized, with aggregate CET1 ratios declining just 1.6 percentage points under a severe scenario while staying above minimums. Persistent inflation and energy-price shocks have shifted market-implied odds toward possible rate hikes by year-end rather than cuts, sustaining funding and liquidity risks. Key upcoming catalysts include FOMC meetings, August CPI and employment data, and ongoing regulatory scrutiny of liquidity management.
基於Polymarket數據的AI實驗性摘要。這不是交易建議，也不影響該市場的結算方式。 · 更新於$70,575 交易量
2026-12-31
德意志銀行
4%
美國銀行
3%
花旗集團
3%
Truist
3%
BNY
3%
RBC
3%
摩根士丹利
3%
KeyBank
3%
法國巴黎銀行
3%
BMO
3%
Lloyds
3%
Santander
3%
富國銀行
2%
加拿大豐業銀行
2%
美國銀行
2%
摩根大通
2%
滙豐
2%
瑞銀
1%
高盛
1%
$70,575 交易量
德意志銀行
$8,283 交易量
4%
美國銀行
$7,884 交易量
3%
花旗集團
$3,047 交易量
3%
Truist
$9,973 交易量
3%
BNY
$3,265 交易量
3%
RBC
$488 交易量
3%
摩根士丹利
$531 交易量
3%
KeyBank
$8,770 交易量
3%
法國巴黎銀行
$646 交易量
3%
BMO
$965 交易量
3%
Lloyds
$8,999 交易量
3%
Santander
$3,177 交易量
3%
富國銀行
$4,618 交易量
2%
加拿大豐業銀行
$3,880 交易量
2%
美國銀行
$639 交易量
2%
摩根大通
$839 交易量
2%
滙豐
$1,992 交易量
2%
瑞銀
$2,069 交易量
1%
高盛
$509 交易量
1%
This market will resolve to “Yes” if the listed bank fails between market creation and December 31, 2026, 11:59 PM ET. Otherwise, this market will resolve to “No.”
For the purposes of this market, the listed bank will be considered to have “failed” if any of the following occurs under the bank’s applicable legal or regulatory framework, within the listed date range:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open until April 30, 2027, 11:59 PM ET to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.Elevated interest rates near 3.5-3.75% and sticky core PCE inflation at 3.3% through mid-2026 have pressured smaller banks with interest-rate and commercial real estate exposure, contributing to four failures so far this year involving institutions under $300 million in assets. Federal Reserve stress tests released in June confirmed large banks remain well capitalized, with aggregate CET1 ratios declining just 1.6 percentage points under a severe scenario while staying above minimums. Persistent inflation and energy-price shocks have shifted market-implied odds toward possible rate hikes by year-end rather than cuts, sustaining funding and liquidity risks. Key upcoming catalysts include FOMC meetings, August CPI and employment data, and ongoing regulatory scrutiny of liquidity management.
This market will resolve to “Yes” if the listed bank fails between market creation and December 31, 2026, 11:59 PM ET. Otherwise, this market will resolve to “No.”
For the purposes of this market, the listed bank will be considered to have “failed” if any of the following occurs under the bank’s applicable legal or regulatory framework, within the listed date range:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open until April 30, 2027, 11:59 PM ET to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
For the purposes of this market, the listed bank will be considered to have “failed” if any of the following occurs under the bank’s applicable legal or regulatory framework, within the listed date range:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open until April 30, 2027, 11:59 PM ET to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
市場開放時間： Apr 8, 2026, 7:20 PM ET
交易量
$70,575結束日期
2026-12-31市場開放時間
Apr 8, 2026, 7:20 PM ETResolver
0x65070BE91...This market will resolve to “Yes” if the listed bank fails between market creation and December 31, 2026, 11:59 PM ET. Otherwise, this market will resolve to “No.”
For the purposes of this market, the listed bank will be considered to have “failed” if any of the following occurs under the bank’s applicable legal or regulatory framework, within the listed date range:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open until April 30, 2027, 11:59 PM ET to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.Elevated interest rates near 3.5-3.75% and sticky core PCE inflation at 3.3% through mid-2026 have pressured smaller banks with interest-rate and commercial real estate exposure, contributing to four failures so far this year involving institutions under $300 million in assets. Federal Reserve stress tests released in June confirmed large banks remain well capitalized, with aggregate CET1 ratios declining just 1.6 percentage points under a severe scenario while staying above minimums. Persistent inflation and energy-price shocks have shifted market-implied odds toward possible rate hikes by year-end rather than cuts, sustaining funding and liquidity risks. Key upcoming catalysts include FOMC meetings, August CPI and employment data, and ongoing regulatory scrutiny of liquidity management.
This market will resolve to “Yes” if the listed bank fails between market creation and December 31, 2026, 11:59 PM ET. Otherwise, this market will resolve to “No.”
For the purposes of this market, the listed bank will be considered to have “failed” if any of the following occurs under the bank’s applicable legal or regulatory framework, within the listed date range:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open until April 30, 2027, 11:59 PM ET to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
For the purposes of this market, the listed bank will be considered to have “failed” if any of the following occurs under the bank’s applicable legal or regulatory framework, within the listed date range:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open until April 30, 2027, 11:59 PM ET to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
交易量
$70,575結束日期
2026-12-31市場開放時間
Apr 8, 2026, 7:20 PM ETResolver
0x65070BE91...Elevated interest rates near 3.5-3.75% and sticky core PCE inflation at 3.3% through mid-2026 have pressured smaller banks with interest-rate and commercial real estate exposure, contributing to four failures so far this year involving institutions under $300 million in assets. Federal Reserve stress tests released in June confirmed large banks remain well capitalized, with aggregate CET1 ratios declining just 1.6 percentage points under a severe scenario while staying above minimums. Persistent inflation and energy-price shocks have shifted market-implied odds toward possible rate hikes by year-end rather than cuts, sustaining funding and liquidity risks. Key upcoming catalysts include FOMC meetings, August CPI and employment data, and ongoing regulatory scrutiny of liquidity management.
基於Polymarket數據的AI實驗性摘要。這不是交易建議，也不影響該市場的結算方式。 · 更新於
警惕外部連結哦。
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Frequently Asked Questions