The People's Bank of China has held its benchmark one-year loan prime rate steady at 3.0% and the five-year rate at 3.5% for 14 consecutive months through July 2026, reflecting a pattern of incremental policy support rather than outright adjustments to the policy rate. Recent statements from the central bank emphasize maintaining an appropriately loose stance through coordination with fiscal measures, counter-cyclical tools, and existing liquidity operations, while stopping short of signaling near-term rate changes. Traders assign an 87% implied probability to no change by September 30 because scheduled monthly loan prime rate fixings and the broader monetary policy implementation report continue to prioritize stability amid uneven domestic demand and external uncertainties, with only limited scope for a surprise reduction or increase in the final weeks of the window.
Experimental AI-generated summary referencing Polymarket data. This is not trading advice and plays no role in how this market resolves. · UpdatedPeople's Bank of China rate change by September 30?
No Change 87%
Decrease 12%
Increase <1%
$47,433 Vol.
$47,433 Vol.
Increase
<1%
No Change
87%
Decrease
12%
No Change 87%
Decrease 12%
Increase <1%
$47,433 Vol.
$47,433 Vol.
Increase
<1%
No Change
87%
Decrease
12%
An “increase” refers to any change in the 7-day reverse repo rate to a level higher than the most recent effective 7-day reverse repo rate.
A “decrease” refers to any change in the 7-day reverse repo rate to a level lower than the most recent effective 7-day reverse repo rate.
If the People’s Bank of China does not change the 7-day reverse repo rate by September 30, 2026, 11:59 PM China Standard Time, this market will resolve to the “No Change” bracket.
An official announcement of a change to the PBoC 7-day Reverse Repo Rate within this market’s timeframe will be sufficient to resolve this market, regardless of when the rate change is stated to go into effect.
The primary resolution source for this market will be official information from the People’s Bank of China, including PBoC Open Market Operations announcements (https://www.pbc.gov.cn/en/3688110/3688181/index.html); however, a consensus of credible reporting on a change to the 7-day reverse repo rate may also be used.
Market Opened: Jun 30, 2026, 9:52 PM ET
Resolver
0x69c47De9D...An “increase” refers to any change in the 7-day reverse repo rate to a level higher than the most recent effective 7-day reverse repo rate.
A “decrease” refers to any change in the 7-day reverse repo rate to a level lower than the most recent effective 7-day reverse repo rate.
If the People’s Bank of China does not change the 7-day reverse repo rate by September 30, 2026, 11:59 PM China Standard Time, this market will resolve to the “No Change” bracket.
An official announcement of a change to the PBoC 7-day Reverse Repo Rate within this market’s timeframe will be sufficient to resolve this market, regardless of when the rate change is stated to go into effect.
The primary resolution source for this market will be official information from the People’s Bank of China, including PBoC Open Market Operations announcements (https://www.pbc.gov.cn/en/3688110/3688181/index.html); however, a consensus of credible reporting on a change to the 7-day reverse repo rate may also be used.
Resolver
0x69c47De9D...The People's Bank of China has held its benchmark one-year loan prime rate steady at 3.0% and the five-year rate at 3.5% for 14 consecutive months through July 2026, reflecting a pattern of incremental policy support rather than outright adjustments to the policy rate. Recent statements from the central bank emphasize maintaining an appropriately loose stance through coordination with fiscal measures, counter-cyclical tools, and existing liquidity operations, while stopping short of signaling near-term rate changes. Traders assign an 87% implied probability to no change by September 30 because scheduled monthly loan prime rate fixings and the broader monetary policy implementation report continue to prioritize stability amid uneven domestic demand and external uncertainties, with only limited scope for a surprise reduction or increase in the final weeks of the window.
Experimental AI-generated summary referencing Polymarket data. This is not trading advice and plays no role in how this market resolves. · Updated



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